Terms of Use Policy

Effective Date: 8-17-2023

This website is operated by City First Enterprises (“CFE”). Before you proceed, please take a moment to review and understand our Terms of Use policy, which outlines the rules and guidelines for using this website, related websites, and other services we provide (collectively referred to as the “Platform”). By accessing or using our Platform, you agree to abide by these terms. If you do not agree to these terms, please refrain from using our Platform.

  1. Acceptance of Terms
    By accessing or using our Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, along with any additional terms and conditions that may apply.
  1. User Conduct
  • You agree to use our Platform only for lawful purposes and in a manner consistent with our mission to promote community development, financial inclusion, and empowerment.
  • You must not engage in any activity that could harm, disrupt, or interfere with the functioning of our Platform or the experience of other users.
  • You are responsible for any content you submit, post, or share through our Services. Content that is offensive, defamatory, unlawful, or violates the rights of others is strictly prohibited.
  1. Privacy
  • Protecting your privacy is of utmost importance to us. We collect and use your personal information as outlined in our Privacy Policy, which you can find on the CFE website.
  • Please exercise caution when sharing personal information with other users on the Platform. CFE is not responsible for any consequences arising from the sharing of personal information.
  1. Intellectual Property
  • The content and materials on the Platform, including text, images, graphics, logos, and software, are protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works based on these materials without our explicit consent.
  1. Consent to Telephone Calls and SMS (Text) Messages
  • By accessing our Platform, you expressly consent to be contacted by us, our agents, representatives, affiliates, or anyone calling on our behalf for any and all purposes, at any telephone number (including mobile numbers) or physical or electronic address you provide or at which you may be reached. You agree that we may contact you in any way, including by SMS messages (including text messages). Your consent indicates your representation that any telephone numbers you provide to us are your telephone number(s), not those of a third party; and you further understand your consent means that you are permitted to receive calls at any telephone number provided to us.
  1. Termination of Access
  • CFE reserves the right to suspend or terminate your access to the Platform at any time for any reason, including but not limited to violations of these Terms of Use or engaging in harmful or disruptive behavior. Upon termination, you remain obligated to pay any outstanding loan balance, fees, or interest, if any, incurred prior to termination relating to your use of the Service.
  • You may only terminate your account if you have no outstanding loan account with CFE, in which case you may request termination by contacting customer service at info@cfenterprises.org.
  1. Third-Party Links
  • The Platform may contain links to third-party websites or resources. These links are provided for your convenience, but CFE does not endorse, control, or assume responsibility for the content or practices of any third-party sites.
  1. Modifications to Terms
  • CFE reserves the right to modify or update these Terms of Use at any time. Any changes will be posted on the Platform, and your continued use of the Platform after such changes will constitute your acceptance of the revised terms.
  1. Disclaimer
  • The information and services provided on the Platform are for general informational purposes only. CFE does not guarantee the accuracy, completeness, or suitability of the content provided.
  1. Limitation of Liability
  • CFE shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising from your use of the Platform or any content therein.
  1. Governing Law
  • These Terms of Use are governed by and construed in accordance with the laws of the District of Columbia. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts located in the District of Columbia.

If you have any questions or concerns about these terms, please contact us at info@cfenterprises.org.


CFE Team