Building Inclusive Communities, Together.

Access to capital transforms what is possible.

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Dream big, and City First Enterprises will help you make it happen with our customized approach to lending.

Yes, you can develop more affordable housing, expand childcare enrollment, or scale your nonprofit. You can carry more inventory for your small business, upgrade systems for energy efficiency, or finally buy that building.

CFE is people-focused, history-informed, and data-driven. We are members of and experts in the communities we serve. As a mission-focused lender, we get capital where it makes the most impact—for you, your family, and your community to thrive.

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Accessible capital with flexible terms

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Social, financial, and environmental returns


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Homes by CFE

The Thomas Effect: New Era of Community-Led Affordable Housing

Maryland’s Germaine Thomas, an up-and-coming African-American real estate developer, has leveraged a $350,000 loan from CFE to transform a 1926 single-family home into affordable apartments for Housing Choice Voucher Program recipients, reflecting her deep commitment to community transformation through affordable housing. This initiative aligns with CFE’s mission to support projects that bolster low-income communities and empower minority developers and showcase the powerful synergy of purpose-driven partnerships in revitalizing neighborhoods.


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